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Definition

Schedule B

The section of a title commitment listing what the policy will not cover.

Schedule B-I lists the requirements you must satisfy before the policy issues. Schedule B-II lists exceptions: the easements, restrictions, liens, and encroachments the insurer refuses to insure against.

Most easement surprises are buried in Schedule B-II, often written as a reference to a recorded document rather than as a plain description of what it does.

Why it matters when you buy

Schedule B is where the actual limits on your property live, and it is the section most buyers never read.

Related terms

General educational reference only. Prescription periods and their exceptions change, and several states set the period by case law rather than by statute. Read the linked official code and consult a licensed attorney in that state before relying on any of it.

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